Conforming

APR

Payment per
$100,000

Jumbo

APR

Payment per
$100,000

30 Year Fixed - Amortized

6.000%

6.041%

$599.55

6.250%

6.438%

$615.71

30 Year Fixed - Interest Only

6.375%

6.531%

$531.25

6.625%

6.815%

$552.08

15 Year Fixed - Amortized

5.625%

5.662%

$575.65

6.000%

6.059%

$599.55

7 Year ARM - Amortized

6.000%

6.167%

$599.55

6.125%

6.438%

$607.61

7 Year ARM - Interest Only

6.125%

6.293%

$510.41

6.125%

6.565%

$510.41

5 Year ARM - Amortized

5.875%

6.041%

$591.53

6.125%

6.312%

$607.61

5 Year ARM - Interest Only

6.000%

6.167%

$500

6.125%

6.438%

$510.41

3 Year ARM - Amortized

5.875%

6.293%

$591.53

6.125%

6.312%

$607.61

3 Year ARM - Interest Only

6.000%

6.420%

$500

6.125%

6.438%

$510.41

12 MTA Variable ARM - Pick a Payment

1.000%

1.125%

$321.63

1.000%

1.139%

$321.63

Feng Shui Tips for your Office in 2006! 

What do you see when you look out your office window? Do you look at the world through a dirty lens?  A clean office also allows you to function better. If something is unsightly... then it doesn't belong in or outside your office environment.. Create a power center to support YOU and your career, and remember that grace, harmony and beauty are part of "good" Feng Shui.

· Treat the files in your office with respect. They represent your past, present and future business. Learn how to properly color code your business using the 5 Element Business System to multiply your sales, income and FREE time. Discover how business and real estate professionals are doubling, tripling and quadrupling their business in record time, using this simple system.

· Place a pair of things in the partnership GUA area of your office to pull in more clients and business. This simple placement will magnetize customers and clients to you effortlessly.

· Use INTENTION... to manifest success and good fortune. The power of positive thought supersedes negative social, financial and political environments. Thus, you cannot afford the luxury of ONE negative thought into your office or career.

· In 2006, add more RED to your office environment to ward off possible gossip, rumors, and lawsuits.

· Space clear the clutter in your office. Clutter is anything in the way, from piles of stuff to unfinished, tolerated, disorganized office items like papers and files. Clutter will leave you feeling stuck and stagnant. Filing cabinets need to be cleaned out regularly too. When you clear clutter, you create space for new opportunities. Letting go of clutter will give your energy level a BIG boost too!

· Computers can be a source of clutter. So, make sure to keep your email inbox clutter free too! If you see hundreds of emails when you open your inbox, you will feel overwhelmed. Create folders to file emails that you want to keep or refer to. Regularly delete emails that are no longer needed and remember to empty out your delete folder too. Computers are great clutter collectors and like human beings, they work better when clutter free!

· To support success, your desk arrangement should be comfortable. This includes your chair set at the right height, a mouse that fits your hand, a good monitor screen, etc. Anything that causes you discomfort will drain your energy. So if what is in your environment doesn't support you, then make a conscious decision to give it away, store it away or throw it away.

· Create a pleasant view. When you look up from your desk, what do you see? Make sure what you see uplifts your thoughts, supports your creativity and enriches your soul. Nice artwork instead of sticky notes everywhere will help a lot!

· As you enter the door to your office, the far left hand corner is your Wealth GUA. Place a tall brass floor lamp there to light-up your wealth, a silk or real tree to metaphorically grow your wealth, or a vase of purple and gold flowers to bloom prosperity.